Extreme Short Sale

Welcome to ExtremeShortSale.com and the Gregory Real Estate Group! Matt Gregory is an Expert Short Sale Real Estate Agent and has successfully helped many friends and clients avoid foreclosure and short sale their homes. Take a look at the video and read below to determine when how to know it’s time for a Santa Clarita Short Sale:

How do you know when it’s time for you to short sale your home? That’s a good question, and the correct answer depends on the specific financial situation of the homeowner. Additionally, the emotional state of the homeowner should be considered as well. Let’s look at one fictious, but common scenerio and see if this helps answer the question:

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A Santa Clarita couple decided to buy a home in 2007, when the Santa Clarita Real Estate prices were way up. They knew prices were high and would likely go down, but they didn’t mind because the planned to live in the home, long term. This was going to be their home first, and real estate investment, second! They went ahead and bought a Santa Clarita home they both loved. All was well for the first two years, but in 2009 one of the couple lost their job. Even then, between the two of them they had enough savings to stay afloat for about six months. Surely, a new job would pop up by then! No worries! Unfortunately, a year went by and still, no new job. Their savings was gone and they started to fall behind in their mortgage. They couldn’t just sell the Santa Clarita home normally because the home was worth way less than they owed on the loan. After struggling for several months, they finally started to accept the fact that they might not recover enough financially, to save their home. They looked at possible loan modifications but quickly realized, even if they could get the loan modified, it would cost them even more money and only stall the inevitable. Eventually, they learned about short sales and were able to avoid foreclosure, short sale their home, and move on with their lives.

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This story is actually quite common and this couple is not alone! About 50% of the Santa Clarita homes on the Santa Clarita real estate market are short sales. We all know the stress associated with money and bills. Some of us react differently when experiencing  financial hardship. Some think of their financial struggles nearly every waking minute of the day. Emotionally, we can only take so much of this, without it having a negative impact on our lives. How long did this couple really have to wait to finally accept their financial truth, and complete their Santa Clarita short Sale?

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The answer is, it depends! They could have completed their Santa Clarita short sale shortly after the job loss unless they had a substantial savings account. It’s a question of just how much emotional turmoil we can live with and for how long. Was their situation causing problems with their relationship? You can bet, the answer is yes. They had to be emotionally attached to their home because they planned to live in it for a long while. Was this situation sucking the fun from their lives? Of course it was! This fictious couple stuck it out longer than really necessary, because it was a home and not so much an investment. To determine if it’s time to short sale your home, you must truthfully answer these questions:

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Where am I really at with my finances? You must face your financial truth! When facing difficult circumstances, it’s not until we honestly admit and face our truths, that enables us to move forward in a positive manner.

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How long will it take until the amount of your home loan is in balance with the market value of your home? We have software to determine the exact answer to this question. Many will be surprised at how long it could take to get even! Contact the Gregory Real Estate Group today!

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Have you lost income (for whatever reason) and/or are you continuing to live with less income than planned when the home was purchased? 

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By honestly considering these three questions you’ll know the truth. Contact Southern California’s and Santa Clarita’s short sale leader, Matt Gregory with the Gregory Real Estate Group. We’ll schedule a FREE confidential consultation to help you consider your circumstances. Matt Gregory will help you avoid foreclosure, explore your options and find a solution. Let us, help you, help yourself! Contact Matt at 661-713-4799 or e mail us a mgregory@kw.com.

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Pete@ExtremeShortSale.com   661-406-2959

The Gregory Real Estate Group welcomes you to ExtremeShortSale.com. WE NEED HELP! We’re asking the Valencia Creekside Community for any available homes to sell at this time! We have qualified buyers right now and they’re willing to pay fair market value for your home! It doesn’t matter if your upside down with your mortgage or facing foreclosure! We are the leading Santa Clarita Short Sale Experts and we utilize Cutting Edge Solutions to successfully close Santa Clarita short sale transactions. Take a look at this video and read below to learn more!

Here’s a note by Certified Distressed Property Expert and Short Sale Specialist, Matt Gregory:

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Hello Everyone, It is Matt Gregory with the Gregory Real Estate Group here again at my Valencia Keller Williams office. As I am sitting in my office this morning I am faced with a challenge and I need your help. I have several well qualified buyers for the Creekside community of Valencia and there simply is not enough inventory for them. I have buyers that are already approved for their loans with Prospect Mortgage and are ready to buy a home. The tract that I am looking for in particular is The Willows housing tract. Please call me if you are a homeowner in the Creekside community that might be interested in selling your home, even if you owe more on your home than it might be worth. We can work out an awesome deal for all parties involved. I am looking for a win-win situation for everyone. Thank you for your time!AGENTS – If you have a Santa Clarita Real Estate listing coming up in this community please contact me immediately. I would love to work with you to get your listing sold!

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Broker Associate DRE#01463326 
Keller Williams VIP Properties
Office: (661) 290-3735
Cell: (661) 713-4799
Fax: (661) 255-5250
www.MattSellsSCV.com

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Matt Gregory is a Top Santa Clarita Real Estate Agent at Keller Williams VIP Properties in Santa Clarita, CA. He holds many special designations and very active in the Santa Clarita Real Estate Community! Matt and his team handle many short sale transactions but their primary goal is to help educate their friends and clients and save their homes, if possible. Rather you’re buying a short sale or selling, you need someone experienced and qualified to handle these difficiult transactions. Matt and his team can handle the task!

Welcome to ExtremeShortSale.com and the Gregory Real Estate Group!  Take a look at this outstanding video by our valued associate and expert Loan Consultant, Keith Renno of The Renno Lending Team and Prospect Mortgage. Keith Renno has achieved amazing results for our buyers and Matt Gregory, of the Gregory Real Estate Group highly recommends The Renno Lending Team. You’ll see Keith in the video and he clearly explains some of the strategies for those seeking to obtain financing after a Santa Clarita Short Sale. Did you know you can obtain a FHA Loan just 12 to 36 months after a short sale? Take a listen to Keith and find out more!

Keith Renno, of the Renno Lending Team correctly explains in his video, how long it takes to obtain financing for another home after a Santa Clarita short sale. He points out how it often makes more sense, financially, to short sale a home as opposed to keeping a home and continue struggle with a tough mortgage. After a Santa Clarita short sale, or a short sale in any other community, it’s possible to obtain a new mortgage in as little as one year. Many of our clients were in an extreme upside down position with their mortgages. It would have take some of them 15 to 20 years to regain the equity in their loans. That’s absurd! Some of our clients were able to short sale their home, walk away from their toxic mortgage and buy another home in as little as one or two years. In most cases, it’s one to three years but that beats the heck out of the 15 to 20 years to regain the lost equity! It also beats the heck out of a foreclosure which can take about seven years to clean up the credit enough to obtain a new home loan. Many of our clients had obtained a loan modification and ended up defaulting anyway! That’s not uncommon at all. Did you know, that 67% of all those that receive a loan modification actually default in the first year! the truth is, a loan modification is not for everyone. The truth is, a loan modification is only right for a very few people.  

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Matt Gregory leads our Gregory Real Estate Group and he’s a Short Sale Specialist and Certified Distressed Property Expert! Matt and the Gregory Real Estate Group are recognized Santa Clarita Real Estate expert and are proud to be positioned at the forefront of the Santa Clarita Real Estate Market. When it comes to Santa Clarita Short Sales, you couldn’t find better! Please look us up at Google Places or Merchant Circle and check out our numerous positive reviews. Our goal is to HELP our clients with all their real estate needs. We especially want to help our friends and clients that might be struggling with their mortgage. There are options and solutions that may not really be mentioned by your lender, the main stream media or even your government. We have the answers and we can HELP! Did you know that a Santa Clarita Short Sale will cost the seller nothing in Broker fees! That’s right, in almost all cases, the broker commissions for a short sale are negotiated the lender!

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Contact Us and let us, help you, help yourself! We want to help!

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Pete@ExtremeShortSale.com   661-406-2959

Matt@ExtremeShortSale.com   661-713-4799

Welcome to ExtremeShortSale.com! This blog post has been created for you by Matt Gregory and the Gregory Real Estate Group, located here in Santa Clarita, CA. We’re here to help! Matt is a Certified Distressed Property Expert, a Short Sale Specialis and has successfully completed many Santa Clarita short sales. We’re extremely active in Santa Clarita Real Estate as well as San Fernando Valley Real Estate and active in near by communities. Take a look at this video and read below to learn more!

Have you submitted your Loan Modification package to your lender and waiting for a response? Do you kind of feel like the penned in sheep in the video above. Just waiting and waiting for a response. Has you lender filed a Notice of Default? Are you nearing a Trust Deed Sale? Maybe you’re just a little bit behind on your mortgage and planning ahead for a solution. Unlike the poor sheep, you have options and there are solutions. We can HELP so contact us today! If you’ve already determined that a Loan Modification is the way to go, we’ll help you analyze it. Our service is FREE! If you’ve already determined you want to short sale your home, we’ll handle the transaction for you. Our service is FREE to the Homeowner and FREE to the Short Sale buyer. Check out Matt Gregory on Google Places and you’ll see Matt’s outstanding reviews.

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Check out some of the other posts on this blog. We have loads of information about Santa Clarita Short Sales, Short Sales in other near by communities, Loan Modifications, Short Sale Myths, Santa Clarita Short Sale Market Updates, Foreclosures, etc. The list of available information is quite extensive and worth taking a look. Keep in mind, all situations are a little bit different and sometimes quite unique. If you’re having some serious mortgage issues it’s best to call us and schedule a FREE, confidential meeting. We’re sure we can help you, we want to help and you probably need the help! Contact us today!

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Matt@ExtremeShortSale.com   661-713-4799

Pete@ExtremeShortSale.com   661-406-2959

Welcome to ExtremeShortSale.com. Take a look at turkeys in this fun video. Unfortunately, it reminds some of us of trying to avoid foreclosure & pay our Mortgage each month. Avoid foreclosure, protect your future wealth and contact Matt Gregory of the Gregory Real Estate Group at 661-713-4799. Matt is a Short Sale Specialist and a Certified Distressed Property Expert. Let Matt and his team, help you, help yourself!

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In today’s economy many have lost their jobs or taken substantial pay cuts. As a result there have been a record number of foreclosures, loan modifications and short sale or pre-foreclosure home sales. Santa Clarita Short Sales and the Santa Clarita Real Estate market is no exception. This area of Southern California has been hit hard and it’s not letting up. for some of us, late or missed mortgage payments are now the rule rather than exception. It’s important that we make folks aware that there are options and solutions they may not be aware of. We do not recommend trusting what you hear on the news or read in your newspaper. Often hear our government talking about and encouraging loan modifications. We also hear or read the advertisements from our major lending institutions, also encourging loan modifications. Well guess what? Loan modifications are not the correct solution for most. Contact us and we’ll be happy to help you analysize your possible Loan Modification, for free. In most cases the best way to avoid foreclosure, protect your future wealth & repair your credit rating is a Santa Clarita Short Sale. A short sale in any geographic is usually the smartest option. Contact us, and we’ll explain exactly why!

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This is the financial TRUTH. Many of us struggling with our finances often avoid facing our financial truths. This is a killer! Come see us ASAP and we promise you’ll leave us with almost total stress relief! The financial burden will lesson because you’ll walk away with a plan of action and you’ll have some true hope. Our service is FREE! We can help you find your best solution. It could be a loan modification or it might be a short sale. It might be nothing, for now! We want to help you, help your self, so contact the Gregory Real Estate Group, today. 661-713-4799.

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Thank You and we welcome your comments!

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Pete@ExtremeShortSale.com   661-406-2959

Matt@ExtremeShortSale.com   661-713-4799

Welcome to ExtremeShortSale.com! Have you submitted your Loan Modification package and receiving no response? Have you received a Notice Of Default? Is your Sale Date approaching? Does your lender have your head spinning like the video below? We can help. Call the Gregory Real Estate Group today at 661-713-4799 or 661-406-2959. We can help and it’s FREE! Our goal is to help our friends and clients avoid foreclosure and save their home, if possible. You have options and there are solutions.

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Did you know that only 4% of those that apply for loan modifications actually receive a loan modification. Also, 67% of those that do receive a loan modification end up defaulting within 9 months. These statistics are not encouraging but they are true. Loan Modifications are really only meant for those with specific financial situations. One example would be the temporary loss of job. Another example would be temporary health problems. The key word here is temporary! That is, whatever reason that you fell behind on your mortgage is no longer an issue. If you’re now back on your feet financially, and you’re not totally upside down on your mortgage, go for that loan modification. If you’ve been experiencing financial difficulties for some time and the situation is not going to change in a short period of time, a loan modification is probably not the correct solution. It would be wise to avoid foreclosure, no matter what! In this case, a Santa Clarita Short Sale, or a Short Sale in any other city, might be the best solution. 

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What’s most important is that you understand is, you have options and there are solutions. We can help! Contact us today and schedule a FREE confidential consultation. Did you know that a Santa Clarita Short Sale usually costs the homeowner NOTHING! It’s usually FREE! Contact Matt Gregory at the Gregory Real Estate Group, TODAY. We can help and we want to help.

Pete@ExtremeshortSale.com  661-406-2959

Matt@ExtremeShortSale.com  661-713-4799

Good afternoon and welcome to ExtremeshortSale.com! As Matt Gregory and the Gregory Real Estate Group begin a new work week, we thought some of you might be interested in an update of the Santa Clarita Stevenson Ranch real estate short sale market. Take a look at the video and read below to find out more. 

Matt Gregory of the Gregory Real Estate Group is a top Keller Williams agent & very active in the San Fernando Valley & Santa Clarita Real Estate market. He’s highly experienced in Santa Clarita Short Sales and is a Certified Distressed Property Expert. The goal is always to help our clients avoid foreclosure and save their home, if possible. Matt will help to analysize any possible loan modification so you can decide if a loan Modification is right for you. If there’s no way a loan modification will work, Matt can help you avoid foreclosure and short sale your home.

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As promised, here is a update of the Stevenson Ranch real estate short sale market:

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 There are 72 active homes currently for sale in Stevenson Ranch and range from a 237k condo to a 1.1 million dollar estate home. 32 of these properties are Santa Clarita short sale listings. That means 44% of the Stevenson Ranch real estate market are short sale listings.

 126 homes have changed owners in Stevenson Ranch from 1/1/2010 – 8/10/2010. 44 of these homes were Santa Clarita short sales that were approved and successfully closed escrow. That means that 35% of all closed Stevenson Ranch real estate transactions were Santa Clarita short sales.

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By the way, beware of SCAMS out there! DO NOT give anyone any money up front for help with your loan Modification. Watch out for those forensic loan audits and check for securities. Those type of approaches to solving your mortgage struggles rarely yield any significant results and are very costly. Remember, IF IT SOUNDS TOO GOOD TO BE TRUE, IT PROBABLY IS!

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Contact us today for a free and confidential appointment. Did you know it’s free to the homeowner to short sale their home. We here at the Gregory Real Estate Group have much more to offer but you need to just reach out, just a little, and we’ll help you from there.

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 I hope you found this information helpful. Please feel free to comment or contact me regarding any real estate questions.

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Matt@ExtremeShortSale.com   661-713-4799

Pete@ExtremsshortSale.com   661-406-2959

Good Morning from our team here at ExtremeShort Sale.com. Today, Matt Gregory talks and writes about our understanding of a home owner’s desire to save their mortgage and their home.  Matt is top Keller Williams Santa Clarita Real Estate Agent is also a Certified Distressed Property Expert. Matt has vast experience in Santa Clarita short sale transactions, Santa Clarita Real Estate and has helped many to avoid foreclosure by successfully transacting a short sale. Matt and his team always try to assist the client in keeping their home as a top priority. Take a look at the video and read below to find out more.

Many of us are experiencing financial difficulties and are struggling with our mortgages. As human beings, we’re instinctively hard wired to save our homes or “protect our castle”.  Being active in Santa Clarita Real Estate for a number of years, we understand our clients first want to do everything they can to save their homes. When a client comes to us with mortgage problems we always first help them explore their options and try to save their homes. In most cases we find that it usually doesn’t make much financial sense to try to obtain a loan modification but most of us want to try anyway. At this point, we help them analyse their potential loan modification offer, so they completely understand their exact financial position should they accept the loan mod. The honest truth is, most people receiving loan modifications will default within the first year. We believe it’s important our clients face the truth so they know exactly what this loan modification will cost them, long term. Most often it takes someone from the outside to see the financial truths many of us can’t or don’t want to see. Sometimes it’s difficult to “see the forest through the trees” and we promise we can help with this.

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If, after obtaining a loan modification our clients find they’re still having financial struggles we can always help them avoid foreclosure. Matt Gregory can represent them and short sale their home. A Santa Clarita Short Sale is often the best option and the solution our client should have chosen in the first place. The reason the client did not choose this option first goes back to our instinctive nature to “save our homes” no matter what. We understand this and it’s just a process many most experience before short selling. Either way, Matt Gregory is here to help his friends and clients through the process, regardless if we end up short selling their homes or not.

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Please contact us to schedule a confidential appointment and we’ll help you to explore your options and find a solution. Have a great day!

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Pete@ExtremeShortSale.com

Cell   661-406-2959

Office 661-290-3735

Good Afternoon from our team here at ExtremeShort Sale.com. Today, Matt Gregory continues our series on Short Sale Pitfalls with Santa Clarita Short Sale Pitfall Number Two”. Matt is top Keller Williams Santa Clarita Real Estate Agent is also a Certified Distressed Property Expert. Matt has vast experience in short sale transactions and has helped many to avoid foreclosure by successfully transacting a short sale. Take a look at the video and read below to find out more.

Short sales can be very tough and take a very long time if you don’t submit your file to the bank with all of the requested and necessary documents. This brings us to Santa Clarita short sale pitfall #2.

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Pitfall #2: Not Submitting your file Properly to the bank
If you do not follow the directions you receive from the bank for submission of your file, then you are expecting an over-worked, under-staffed department to go out of their way to handle your file. There is very little likelihood of this situation working out in your favor. I know of one bank short sale negotiator in particular that has over 300 files that she works per month and only closes between 15 and 20 files per month. So the question is this: How do you give your file the best odds of becoming the 15 or 20 files a month getting approved?

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 Answer: Verify your lender’s requirements, follow Instructions closely and carefully.
First, be sure to verify with your lender on exactly what they require to be included in the short sale package. Not all lenders are the same andal though they all require the same basic information, there will be some differences. If you are instructed to fax your file, fax it and send a backup copy in the mail. If you are instructed to mail two copies, mail two copies. When you reach the point of having a contract, all your information, and a valid purchase, you do not want your deal to fall apart because no one sees it. Also, if you don’t have time for these tasks, hire an assistant or a short sale negotiator on your team. Often times they are very inexpensive and they don’t get paid until the transaction closes escrow. These are some simple instructions that give your file a great chance to be approved as long as you follow them. Good luck!

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Reminder!!

Be on the look out for scams!  With our current economy, many are struggling with their finances and mortgages. As a result, we have scam artists out ready to pounce and take advantage of others in desperate financial situations. People are desperate looking for a solution! This desperation is what can cause some folks to make poor financial decisions which end up costing them more money and make their situation even more desperate! Remember this:

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If it sounds to good to be true, it probably is!

Do not give anyone any money up front for a loan modification.

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Be sure to make an informed decision about obtaining a loan modification. Loan modifications are really only for someone that has experienced short term loss of income due to health or employment issues. We know you hear all the advertising about loan modifications but in the end you’ll pay more money for your loan than you were before. Matt Gregory offers a free analysis of your loan modification and you can find out exactly what it will cost you. Contact Matt to arrange for a free confidential meeting.

Avoid the Forensic Loan Audits and Check for Securities. These services can cost $3,000. to $5,000. and rarely result in any significant savings.

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Good Luck! We look forward to your comments & we look forward to hearing from you. We’d like to help!

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Matt@ExtremeShortSale.com

Pete@ExtremeShortSale.com

661-290-3735

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Good Afternoon and welcome to ExtremeShortSale.com! Today, Certified Distressed Property Expert and top Keller Williams agent, Matt Gregory talks and writes about a positive Santa Clarita Short Sale Buyer experience! This is a great Santa Clarita Real Estate experience for Matt’s buyer and it occured just a day or two ago. If you’re planning to buy a home or sell a home it can take time, especially a short sale. Persistance is the key, but watch the video and read below, to find out more.

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Purchasing a short sale in the Santa Clarita real estate market can be stressful, take a long time, very confusing, but also very rewarding. This was proved again last week with one of my favorite buyers. We had been writing offers in the Valencia and Stevenson Ranch areas of the Santa Clarita Valley for over a year with no luck. At one time, we did have an accepted offer on a beautiful Valencia home in the Tesoro area. We waited, and waited, and waited, and waited for 9 months with no approval. So, we began shopping for homes again. In January of this year, we found another Valencia home and again it was a short sale. We wrote an offer at 530k, but this time another buyer beat us to the home and we had to become the back up buyer.

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Well I got great news over the 4th of July weekend. The listing agent for the second Valencia home called me and said the buyer backed out and that we were now in first position to buy the home. Also, the approved short sale price is now 500k instead of 530k. So we went ahead and opened escrow last week and it turned out to be a great deal for my buyer. He was very happy to get the home, but even more happy to get the home 30k under his previous offer.

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Short sales have positives and negatives, but this wait for a short sale had a very positive outcome. Our Matt Gregory Real Estate Team would love to help you buy or sell your home, short sale or not! Please contact us and we’ll be happy to set up a free, confidential appointment to review your options and discover what makes the most sense! We’re also willing to offer free assistance to help you analyse your possible loan modification. Often times a loan modification just makes no sense but we always want to help you try to stay in your home first! If that’s not a good option for you we’ll help you avoid foreclosure and get a short sale done.

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Contact us and we’ll help you, help yourself!

Matt@ExtremeShortSale.com

Pete@ExtremeShortSale.com