Extreme Short Sale

Welcome to ExtremeShortSale.com! Today you can view a new video by Certified Distressed Property Expert and top Keller Williams Santa Clarita Real Estate Agent Matt Gregory. Matt leads our Gregory Real Estate Group and is extremely experienced in Santa Clarita Short Sales. Watch the video and read below as Matt reveals Santa Clarita Short Sale Myth Number Ten. If you’d like to talk to us today, please call Matt at 661-713-4799. Enjoy!

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Short Sale Myth #10 - A short sale is not worth worth the effort – False!

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Looking at this from a future wealth point of view, think about this: Say you bought your home a couple years ago when prices were much higher. Obviously, with today’s market values the value of your home is way below the amount of your loan. If you short sale your home now, you will be relieved of that loan obligation, however your credit will take a hit. Not near as much as a foreclosure though! After a short sale, if you keep your bills paid on time and do all the things necessary for a good credit rating, you’ll be able to obtain a new home loan in one or two years. We don’t expect home prices to go up much anytime soon so you’ll probably be able to obtain a home similar to the one your sold, but at a much lower price.  After several years Santa Clarita real estate will most likely appreciate and you’ll be ahead of the game and will have made a profitable investment. Things might not look so good now, but in a few short years you can be in a much better position if you avoid foreclosure and short sale your home. There are never any guarantees about the future real estate market but just look at the history.

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This concludes our Santa Clarita Short Sale Myths series and we hope you found it helpful. As always, we’re just a phone call or an e mail away. Please contact us today to schedule a free confidential meeting. we’re happy to help you explore your options and find a solution that’s right for you!

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Thank You for visiting ExtremeShortSale.com and your comments are welcome.

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Pete@ExtremeShortSale.com  661-406-2959

Matt@ExtremeShortSale.com  661-713-4799

Welcome to ExtremeShortSale.com! Today you can view a new video by Certified Distressed Property Expert and top Keller Williams Agent Matt Gregory. Matt leads our Gregory Real Estate Group and is an active Santa Clarita Real Estate Agent. Watch the video and read below as Matt reveals Santa Clarita Short Sale Myth number 9. If you’d like to talk to us today, please call Matt at 661-713-4799. Enjoy!

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Santa Clarita Short Sale Myth Number Nine - It’s smarter to walk away from your home than attempt a short sale – This is FALSE and is very wrong, for a bunch of reasons. If you’re thinking about this option at this time, you need to come see us immediately. We’ll schedule an emergency, confidential and free meeting today, if possible. A short sale costs the seller nothing! ZIP! FREE! Call now! 661-713-4799 or 661-406-2959.

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Here’s the deal! Walking away from your home, either by allowing foreclosure or turning in your keys, just kills your credit! You can recover and purchase a new home in as little as one year after a short sale. If you go the “cash for keys” or foreclosure route, you’re talking at least three years and as long as five years or more. Additionally, you give up control and the lender takes over! With a short sale you have an opportunity to protect your credit and your future wealth. There are possible future deficiency judgements, tax and legal issues. Additionally, you’ll know exactly what the implications are upon completion of the transaction. You should know what to expect and have no surprises down the road. With a foreclosure you often don’t find out the problems resulting from that action until much later.

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Remember, it’s never too late to short sale your home so I suggest calling us today. If not us, make sure you talk to an expert in the field of distressed properties. Many people end up in foreclosure and later have revealed that they never consulted a qualified individual in advance. Please contact us today and we’ll help you, help yourself, if you’ll let us! Matt Gregory has closed many successful Santa Clarita short sales as well as short sales in the Greater Los Angeles area. Matt has completed specialized training in the short sale field and is more than willing to help you anaylize your present loan modification to help you determine what’s best for your specific situation. Loan modifications are not the answer for most and Matt can help you figure it out!

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Pete@ExtremeShortSale.com  661-406-2959

Matt@ExtremeShortSale.com  661-713-4799

Good Morning and welcome to ExtremeShortSale.com! As you may be aware, there are many myths and misunderstandings associated with Santa Clarita Short Sales. To help clear up some of these incorrect assumptions, we offer our Santa Clarita Short Sale Myth series. Today we offer Santa Clarita Short Sale Myth Number Eight! Matt Gregory is a Certified Distressed Property Expert and is highly experienced in Short Sales. Matt Gregory is a top Keller Williams Santa Clarita Real Estate Agent and very active in the Santa Clarita Real Estate market. Remember, if you’re struggling with your mortgage there are options and solutions. Loan Modifications often are not the answer. Avoid foreclosure! Watch the video and read below to find out more.

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Santa Clarita Short Sale Myth Number Eight is: Any Santa Clarita Real Estate Agent can work a short sale! This is FALSE!

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A short sale transaction can be time consuming, frustrating and most often it’s a complex and lengthy process. It requires patience and good understanding of how the various lending institutions deal with short sale submissions. Many people have a Santa Clarita Real Estate agent they’ve used in the past. Their first thought when they consider selling is home is to contact an agent referred by a friend or one they may have used in the past. Be advised, this could be a big mistake with a short sale. Not every agent knows how to work a short sale. If the agent you choose has little or no experience with short sales, you will be jeapordizing the success of your short sale! If they have no specialized training in short sales or no track with successful short sale transactions, you’re taking a risk you can’t afford. Short sales are tough enough to close, even for the experienced Santa Clarita Short Sale Agent. Also, it’s best if the short sale agent uses an experienced bank negotiator. Some agents have almost no experience and try to negotiate with the bank themselves. We do not advise anyone use an agent with no experience in specifically negotiating a short sale with lenders. Here’s some questions any homeowner should ask their prospective Santa Clarita Real Estate agent:

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Have you ever worked a short sale? If so, how many short sales have you successfully closed? Have you received any specialized short sale / pre-foreclosure training?

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Do you negotiate with the lender yourself? If the answer is yes, what are your qualifications to provide this service?

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Do you use and pay an experienced negotiator? If so, who do you use? What are their qualifications?

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How much will I, as a homeowner, have to pay for my Real Estate Broker to sell and negotiate my short sale? In most cases, the answer is $0.00. FREE. The lender should always pay the broker, not the seller!

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Your new agent should try their best to help you avoid foreclosure and stay in your home. The agent should be able to help you analyze any possible loan modification options. Your agent should help you to understand all your options before you decide to short sale your home, even if it means “no listing” for your agent. this process should cost you nothing! FREE!

Be sure to check your prospective Santa Clarita Real Estate Agents’s referrences. You can’t afford to have your transaction fall apart due to inexperience!

Matt Gregory has received specialized training and is a Certified Distressed Property Expert and is a pre-foreclosure Specialist. He has successfully closed many Santa Clarita Short Sale transactions and has plenty of references. Contact Matt today at 661-713-4799.

Have a great week!

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Pete@ExtremeShortSale.com

Matt@ExtremeShortSale.com

Good Morning and welcome to ExtremeShortSale.com. Brought to you by Matt Gregory’s “Gregory Real Estate Group“. Matt Gregory is a top Keller Williams Agent and Certified Distressed Property Expert. He’s highly experienced in Santa Clarita Short Sales and active in the Santa Clarita Real Estate market. Today, we continue our Santa Clarita Short Sale Myth series with Myth number Seven which is: A Short Sale is Embarrasing  -  It doesn’t have to be! Watch the video and read below to learn more.
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Santa Clarita Short Sale Myth Number Seven: A Short Sale is Embarrasing – it doesn’t have to be and we can help. Read on!

Some of us are hesitant to discuss our financial situation with anyone, including their own family. They certainly don’t want a Real Estate agent posting a FOR SALE sign out front.

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Often times a homeowner will call me about their mortgage issues and they are curious about their options to avoid foreclosure. Short sale is most likely the answer that they will hear from me. Most homeowners quickly agree that this is the best option for them, but are concerned about the possible embarrassment that a short sale might bring them. There are several ways to eliminate these concerns. First off, I tell them their neighbors do not have to know that they are selling their home. We simply won’t put a sign in the yard and won’t hold any open houses. That usually brings much needed relief to them. I also tell them that they are not alone. 40 percent of the active Santa Clarita Real Estate market are short sales. The numbers tell them that they are not alone. I have recently short sold a home where there was no sign, no flyers, no lockbox, and no open house. The neighborhood found out that their neighbor was moving on the actual moving day when there was a big moving truck outside the home. They were so happy and relieved to have short sold their home and nobody knew it, but the people involved in the transaction.

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If you’re struggling with your mortgage you need to know you have options and there are solutions! Don’t be afraid or embarrassed to talk to an expert like Matt Gregory. Any discussions will be confidential and if yhou decide to short sale your home Matt can have it done in the most discreet manner possible. Please let us help you, help yourself! Contact us today!

Matt@ExtremeShortSale.com    Cell 661-713-4799

Pete@ExtremeshortSale.com     Cell 661-406-2959 

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Good Afternoon and welcome again to ExtremeShortSale.com. Today, we continue our series on Santa Clarita Top Ten Short Sale Myths with, Short Sale Myth number Six! Matt Gregory is a Certified Distressed Property Expert and a top Keller Williams Real Estate Agent. He’s very active here in the Santa Clarita Real Estate market and is highly experienced in Santa Clarita Real Estate, especially Short Sales. If you’re looking to buy homes, sell homes or invest in Santa Clarita Real Estate, Matt will get the job done! Take a look at the video and read below to learn about Myth #6

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Santa Clarita Short Sale Myth Number Six – Banks are no longer accepting Short Sales – This is false!

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The banks are absolutely accepting short sales! Today, more banks are aggressively pursuing short sales and working with those agents that understand them. In most cases a lender would much rather agree to a short sale than foreclose. It’s just simple math! They make more MONEY and there’s less hassle. Some lenders are even improving the manner in which they process short sales and it is helping the process. Yes, short sales are still slow but they are possible and they do close. If your a homeowner considering a short sale, it’s critical you work with an experienced Real Estate Agent such as Matt Gregory. Short Sales are tough and why add another obstacle to your short sale success by using an agent without experience in this sometimes complex transaction.

Thank You for visiting ExtremeShortSale.com. Matt and his team here at the Gregory Real Estate Group look forward to the opportunity to assist you with your Santa Clarita Real Estate needs. By the way, watch for scams out there! Do not give anyone any money up front to help you with a loan modification! Watch out for those “Forensic Loan Audits” and Check for Securities. Those types of approaches rarely yield any results significant enough to solve your mortgage issues and they cost $.

Contact us today and schedule a FREE confidential meeting.

Pete@ExtremeShortSale.com

Matt@ExtremeShortSale.com

661-713-4799

Good Afternoon and welcome to ExtremeShortSale.com! Our team here at Extreme Short Sale is lead by a top Keller Williams Santa Clarita Real Estate Agent, Matt Gregory. Matt’s also a Certified Distressed Property Expert and highly experienced in short sales, especially here in Santa Clarita. Today we continue our Santa Clarita Short Sale MYTH series. Take a look at the video and read below to find out more.

Santa Clarita Short Sale Myth #5

The bank would rather foreclose than cooperate with my short sale.

This is absolutely FALSE! This is one of the top misunderstandings of homeowners that are facing foreclosure. So many homeowners don’t even bother with a short sale because of this misconception. The truth is that banks do not want to foreclose on your home because the process is very costly. Banks tend to make more money through a short sale than a foreclosure and with less problems. A homeowner that is trying to complete a short sale usually is still caring for the home and maintaining the home. When a bank forecloses on a homeowner, the homeowner tends to be angry and can often damage the home and make it tougher to sell for the bank. So these are the reasons why your bank does want to work with you on a short sale.

I am always here to help! Please feel free to contact me with any questions regarding your real estate needs. I also do private consultations and I’m happy to help others analysize their potential loan modifications and mortgage status. We’re here to help so please contact me and we’ll set up an appointment. Matt Gregory 661-713-4799.

Matt@ExtremeShortSale.com

Pete@ExtremeShortSale.com

Good Morning and Happy 4th of July (almost)!

Matt Gregory, A CDPE or Certified Distressed Property Expert and a top Keller Williams Agent,  continues our Santa Clarita Short Sale Myth series with Myth #4. Take a look at the video and read below to find out more!

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It is false to believe that Short Sales are impossible and never get approved. Especially here in Santa Clarita. Are short sales more difficult to complete? Yes. Do you, as a homeowner, need to learn about a new process? Yes. Are they impossible? Absolutely not. This myth is one of the top reasons why homeowners get foreclosed upon. When I come in contact with a former homeowner in the Santa Clarita Valley who just had their home foreclosed on, my question to them is always why? What happened? Did your short sale not get approved? The very sad answer I often get is that they never even tried. They assumed they did not have enough time to get a short sale approved and just gave up. Or even worse, they did not do their homework and hired their family Realtor who was not experienced in the short sale real estate market. These are costly mistakes that could force a homeowner to be foreclosed up and could have been prevented.

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Here are my suggestions for anyone in trouble with their mortgage:

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Contact a real estate professional that specializes in the short sale market. Look for agents that hold a certification such as the PSC certification Pre-Foreclosure Certification) or the CDPE designation (Certified Distressed Property Expert). Short sales need to be handled very carefully by an educated individual.

Agents with the Certified Distressed Property Expert® (CDPE) Designation receive thousands of short sale approvals on a monthly basis. These professionals have undergone extensive training in methods to help homeowners in distress and process short sales. While there are no guarantees in any transaction, more and more short sales are being approved regularly. This is far from an impossible process.

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Currently, Forty percent of Santa Clarita real estate market are short sales. If you are looking for a Realtor that specializes in Santa Clarita Valley short sales, please contact Certified Distressed Property Expert Matt Gregory with Keller Williams VIP Properties for a free consultation. 661-713-4799.

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Remember, do not give anyone any money up front for a loan modification. Avoid the Forensic Loan Audits. They cost $3,000. to $5,000. and there’s very little chance for it to be helpful. Avoid SCAMS! If it sounds too good to be true, it probably is!

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Have a great 4th of July weekend!

Matt@ExtremeShortSale.com

Welcome to ExtremeShortSale.com!

Today Certified Distressed Property Expert, Matt Gregory continues our series on short sale myths. Matt is an active Santa Clarita real estate professional here in Santa Clarita and the Greater Los Angeles area. Watch the video and read below to learn more about Santa Clarita short sales and please contact us with any questions. We welcome any comments and would like your participation.

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Myth #3 – There is Not Enough Time to Negotiate a Short Sale Before My Foreclosure

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This is a myth that probably hurts homeowners the most. Many don’t realize that foreclosure is a process, and that there is time to make decisions that may result in better outcomes.

We recently had a foreclosure postponed 24 hours before the scheduled date! We don’t like, nor do we recommend waiting until the last minute but it can be done. Today, many lenders will agree to a foreclosure postponement with an honest phone call explaining that there is a vigilant effort being made to sell the home.  Most all lenders will agree to a postponement, even numerous times, as long as they have a legitimate sales contract in hand. Most lenders and experienced real estate professionals understand there is time available until the foreclosure process is complete!

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Remember, most homeowners don’t understand that they have other options besides foreclosure! They seem to know about these almost worthless loan modifications but know little about short sales. The short sale should cost the homeowner nothing. this is one of the main reasons that seven out of ten people that experience foreclosure never even contact an agent. One of the main reasons for this is because they think it’s not possible because they’re to far upside down or, they would have to pay the real estate broker fees with money they don’t have.

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REMINDER: Watch out for those scam artist out there. They’re just waiting to take advantage of those folks that are experiencing financial difficulties in these tough economic times. Take a look at our other posts to learn more but the main thing to remember is; If it sounds to good to be true it probably is!. Don’t give anyone any money up front for a loan mod. Avoid forensic loan audits and securities checks. if you decide to short sale your home be sure use a real estate agent that is highly experienced with short sale transactions. Your Santa Clarita Short Sale Expert is Matt Gregory. Contact him and his team today!

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Pete@ExtremeShortSale.com

Matt@ExtremeShortSale.com

661-290-3735

Good afternoon and Happy Friday! Today, Certified Distressed Property Expert Matt Gregory, continues our series on Short Sale myths. Most people think you must be behind on your mortgage to short sale your home. Surprisingly enough, it’s just not true! Take a look at the video and read below to find out more.

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Hello and welcome back to this extreme Santa Clarita short sale world. This blog post is a follow up from last weeks short sale myth #1. As you know short sales make up 40% of our current active real estate market in the Santa Clarita Valley. With so many questions regarding short sales, I thought I would provide everyone with some short sale myths provided by the Certified Distressed Property Institute.

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Here is Santa Clarita Short Sale Myth Number Two

YOU MUST BE BEHIND ON YOUR MORTGAGE TO NEGOTIATE A SHORT SALE.

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This has proved to be false as today’s lenders are looking for verifiable hardship, monthly cash flow shortage, or pending shortfall and insolvency.

If you meet these three requirements and believe that you soon may be unable to afford your mortgage, act immediately. Any delay could limit your options. Do not wait until the countdown clock to foreclosure has started and you have even less time left.

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This short sale myth is provided by the Certified Distressed Property Institute. If you or anyone you may know might be considering a short sale, please consider contacting a Certified Distressed Property Expert. Agents like Matt Gregory are CDPE certified and have extensive knowledge about the short sale process. Matt can be reached at 661-290-3735 and he offers free confidential consultations for anyone with questions.

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As always, we want to remind everyone to watch out for the SCAMS out there. In times of financial distress we always have those predators out there taking advantage of others. Remember, if it sounds to good to be true, it probably is! Don’t give anyone any money up front for a loan modification. If you do end up short selling your home be sure to use a Real Estate Agent experienced in short sales. Make sure that agent is an expert in negotiating short sales or teams up with an experienced short sale negotiator. A short sale should cost the homeowner nothing. It’s FREE to the homeowner and the broker commissions are paid by the lender! Watch out for those Forensic Loan Audits. They rarely result in anything substantial enough to be helpful and can cost $3,000. to $5,000. Just BE CAREFUL!

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You are welcome to contact us for a free consultation. We’d love to help you explore your options and find a solution.

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Have a Great Weekend!

Pete@ExtremeShortSale.com

Matt@ExtremeShortSale.com

Today, Certified Distressed Property Expert, Matt Gregory of ExtremeShortSale.com talks about short sale myths. There’s so much misunderstanding out there among the general public that we thought it would be a good idea to start addressing some of the misconceptions. Take a look at the video and read below to find out more!

Myth #1 – Buyers Are Not Interested In Short Sale Listings.

This is a myth that is defeated all the time in the Santa Clarita short sale market. With 38% of the active Santa Clarita real estate market being short sales, buyers are writing multiple offers on short sales. I have multiple offers on every single one of my short sale listings that are located in the Santa Clarita Valley I often times recommend a short sale listing to my buyers who are willing to wait for the short sale approval on a great home. We deal with anyone from a first time buyer that needs closing costs paid by the seller to savvy all cash investors who would like to close quickly. We are getting phone calls from buyers who say they only want to look at short sales because they are just looking for a better deal. For buyers, the term short sale has become associated with “great deals.” If you or anyone you know is interested in buying or selling a short sale, please contact Matt Gregory at 661-713-4799.

Again, before we sign we want to remind everyone to beware of scams out there! Don’t give anyone any money up front for a loan modification, watch out for the forensic loan audits and the check for securities. Read our previous posts to find out more about scams and people wasting their money needlessly. Just remember; if it sounds to good to be true it probably is! If you decide to short sell your home be sure to use an agent that’s experienced in short sales and is an expert in negotiating with lenders. It’s usually best if the agent outsources the negotiating to an expert at negotiating short sales.

Matt & Pete Gregory

pete@ExtremeShortSale.com

matt@ExtremerShortSale.com