Extreme Short Sale

Welcome again to the Gregory Real Estate Group! Today’s post will focus on the Home Affordable Modification Program (HAMP) that was implemented by the government to help homeowners who were close to foreclosure to stay in their homes. Hamp took a hit this week! Like we always say, loan modifications are only right for a very few! Take a look at the video and read below to learn more:

.

 This HAMP program was expected to help homeowners who were close to foreclosure, stay in their homes. Unfortunately, it turns out to be another failed attempt. According to Bank of America only a mere 14% would qualify for a permanent HAMP modification. Originally HAMP was projected to benefit 4 million homeowners but that number is closer to 600,000. Now the House Financial Services Committee voted to end HAMP as well as another bill to end the Neighborhood Stabilization Program. The program was originally set to expire in 2012.

.

This just validates our beliefs here at the Gregory Real Estate Group regarding the best options and solutions for homeowners struggling with their mortgage. It’s best not to waste time hoping the government or your lender will somehow assist you and bail you out of your mortgage troubles. The best solution is almost always to take control of your situation, protect your future wealth, and short sale your home as opposed to a loan modification. Loan modifications are only right for a very few specific situations. 67% of all those receiving loan mods will default within one year. Never trust the lenders to help you out! That’s not what they’re in business for and it’s completely understandable. They’re in business to make money! That’s their job! It’s what they do! Our government certainly means well but they always seem to be way off the mark or a day late and a dollar short. Usually both! Got to love them though!

.

Matt Gregory and his Gregory Real Estate Group can help! Matt is a Certified Distressed Property Expert and a Short Sale Specialist. Matt is highly experienced with short sale transactions and has helped many friends and clients short sale their homes and move on with their lives. Let us, help you, help yourself today! Contact us at 661-290-3735.

.

Pete@ExtremeShortSale.com   661-406-2959

Matt@ExtremeShortSale.com   661-290-3735

Welcome to ExtremeShortSale.com! Have you submitted your Loan Modification package and receiving no response? Have you received a Notice Of Default? Is your Sale Date approaching? Does your lender have your head spinning like the video below? We can help. Call the Gregory Real Estate Group today at 661-713-4799 or 661-406-2959. We can help and it’s FREE! Our goal is to help our friends and clients avoid foreclosure and save their home, if possible. You have options and there are solutions.

.

Did you know that only 4% of those that apply for loan modifications actually receive a loan modification. Also, 67% of those that do receive a loan modification end up defaulting within 9 months. These statistics are not encouraging but they are true. Loan Modifications are really only meant for those with specific financial situations. One example would be the temporary loss of job. Another example would be temporary health problems. The key word here is temporary! That is, whatever reason that you fell behind on your mortgage is no longer an issue. If you’re now back on your feet financially, and you’re not totally upside down on your mortgage, go for that loan modification. If you’ve been experiencing financial difficulties for some time and the situation is not going to change in a short period of time, a loan modification is probably not the correct solution. It would be wise to avoid foreclosure, no matter what! In this case, a Santa Clarita Short Sale, or a Short Sale in any other city, might be the best solution. 

.

What’s most important is that you understand is, you have options and there are solutions. We can help! Contact us today and schedule a FREE confidential consultation. Did you know that a Santa Clarita Short Sale usually costs the homeowner NOTHING! It’s usually FREE! Contact Matt Gregory at the Gregory Real Estate Group, TODAY. We can help and we want to help.

Pete@ExtremeshortSale.com  661-406-2959

Matt@ExtremeShortSale.com  661-713-4799

Good Morning from our team here at ExtremeShort Sale.com. Today, Matt Gregory talks and writes about our understanding of a home owner’s desire to save their mortgage and their home.  Matt is top Keller Williams Santa Clarita Real Estate Agent is also a Certified Distressed Property Expert. Matt has vast experience in Santa Clarita short sale transactions, Santa Clarita Real Estate and has helped many to avoid foreclosure by successfully transacting a short sale. Matt and his team always try to assist the client in keeping their home as a top priority. Take a look at the video and read below to find out more.

Many of us are experiencing financial difficulties and are struggling with our mortgages. As human beings, we’re instinctively hard wired to save our homes or “protect our castle”.  Being active in Santa Clarita Real Estate for a number of years, we understand our clients first want to do everything they can to save their homes. When a client comes to us with mortgage problems we always first help them explore their options and try to save their homes. In most cases we find that it usually doesn’t make much financial sense to try to obtain a loan modification but most of us want to try anyway. At this point, we help them analyse their potential loan modification offer, so they completely understand their exact financial position should they accept the loan mod. The honest truth is, most people receiving loan modifications will default within the first year. We believe it’s important our clients face the truth so they know exactly what this loan modification will cost them, long term. Most often it takes someone from the outside to see the financial truths many of us can’t or don’t want to see. Sometimes it’s difficult to “see the forest through the trees” and we promise we can help with this.

.

If, after obtaining a loan modification our clients find they’re still having financial struggles we can always help them avoid foreclosure. Matt Gregory can represent them and short sale their home. A Santa Clarita Short Sale is often the best option and the solution our client should have chosen in the first place. The reason the client did not choose this option first goes back to our instinctive nature to “save our homes” no matter what. We understand this and it’s just a process many most experience before short selling. Either way, Matt Gregory is here to help his friends and clients through the process, regardless if we end up short selling their homes or not.

.

Please contact us to schedule a confidential appointment and we’ll help you to explore your options and find a solution. Have a great day!

.

Pete@ExtremeShortSale.com

Cell   661-406-2959

Office 661-290-3735

Natural instinct demands we protect our home but sometime it just doesn't make financial sense!

Good Afternoon and Happy Friday to all! Certified Distressed Property Expert & top Keller Williams Agent, Matt Gregory and our team here at ExtremeShortSale.com offer a helpful and free loan modification analysis. In addition to helping with loan modification analysis we’re also extremely experienced with Santa Clarita Short Sales. Take a look at the video and read below to learn more. Like the children in the video below, it’s human nature to protect our castle. Sometimes it just doesn’t make the best financial sense, but most of us feel we have to at least try first!

We are here to help! That’s right, The Matt Gregory Real Estate Group at Keller Williams VIP Properties in Santa Clarita is here to help homeowners who are in trouble with their current mortgage payments. More and more banks are offering loan modifications to these homeowners which are resolving problems for families trying to avoid short sale or foreclosure. A loan modification can be great for a family that has a temporary shortage of income or maybe facing a higher adjustable rate on a loan. Look, bad things happen to good people. These same great people that had good jobs, good credit, and a healthy financial portfolio are now in trouble and are facing foreclosure. Our advice to these people is to take action! Contact your bank and let them know your situation. Often times they may offer you a temporary or permanent loan modification to get you back on your feet. We know that a loan modification can be great as long as the terms are favorable for the homeowner.

.

So one might ask: How do I know if the banks loan modification terms are right for me?

The answer is very simple. Contact the Matt Gregory Real Estate Group at Keller Williams Realty. We are offering free loan modification analysis to ANY AND ALL homeowners! We have updated software available to determine if the banks loan modification terms are right for you. We have recently helped several people make the decision to save their homes from foreclosure and relieve their stress. Please contact us with any questions and we look forward to helping you out. Remember, if your loan modification doesn’t work out, a short sale will! 

Matt Gregory 661-713-4799

Matt@ExtremeShortSale.com

Pete@ExtremeShortSale.com